List of Excluded Services from National Health Insurance Scheme
Your health insurance does not entitle you to all medical procedures and health services. If you require any of the following you may need to pay more:
- Appliance and prostheses including optical aids, heart aids, orthopaedic aids, dentures etc.
- Cosmetic surgeries and aesthetic treatment
- Anti-retroviral drugs for HIV
- Assisted Reproduction (e.g. artificial insemination) and gynecological hormone replacement therapy.
- Echocardiography
- Photography
- Angiography
- Dialysis for chronic renal (kidney) failure
- Organ transplants
- All drugs that are not listed on the NHIS list
- Heart and Brain Surgery other than those resulting form accidents
- Cancer treatment other than breast and cervical
- Mortuary Services
- Diagnosis and treatment abroad
- Medical examinations for purposes other than treatment in accredited health facilities (e.g. Visa application, Education, Institutional, Driving license etc)
- VIP ward (accommodation)
- Physiotherapy
- Acupuncture
- Chinese Medicine Treatment
- Ghanaian Traditional Herbal Treatment
